Authorize.Net integration
Authorize.Net integration for your website.
Authorize.Net is our preferred payment gateway, paired with a merchant account from International Bancard. We set up the account, build your checkout or customer payment portal on top of it, and keep it running.
See it work
One payment, four pieces doing their job
A single Authorize.Net payment touches four things. Here is a transaction record with each piece called out.
- 1Merchant accountUnderwritten for your business by International Bancard. It’s where approved payments settle.
- 2Authorize.Net gatewaySends the card for approval and returns approved or declined in about a second.
- 3Customer profileThe card is saved as a token with Authorize.Net, so next month’s payment is one click or automatic.
- 4DepositThe money moves from your merchant account to your business bank account.
Why Authorize.Net
What is Authorize.Net?
Authorize.Net is one of the longest-running payment gateways in the US and is owned by Visa. It works with your merchant account to approve card payments, and it is supported by a huge range of software.
We pair it with International Bancard for the merchant account. You get one setup that handles one-time payments, invoices, saved cards and recurring billing.
- Accept Hosted / Accept.jsCard entry handled by Authorize.Net
- Saved customer profilesCards on file for repeat payments
- Recurring billingAutomatic scheduled charges
- Cards and ACHVisa, Mastercard, Discover, Amex and bank transfer
What we build with it
Authorize.Net, connected to how you bill
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Online bill pay
A branded customer payment portal on your subdomain.
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Custom checkout
Registrations, events, orders and deposits.
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Recurring billing
Tuition, memberships and payment plans on autopay.
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Invoices & summaries
Invoices that link straight to payment, and a nightly email of every transaction.
Authorize.Net vs Stripe
Authorize.Net vs Stripe: which should you use?
Both are solid. The right one depends on how you already process cards and how you want to be billed. Here is how we explain the difference to clients.
| Authorize.Net | Stripe | |
|---|---|---|
| What it is | A payment gateway that works with a separate merchant account | Processor and gateway in one account |
| Merchant account | Yours, from a provider like International Bancard | Provided by Stripe |
| Pricing model | Set by your merchant account provider | Stripe’s published rates |
| Best when | You want a dedicated merchant account and long-term stability | You want to start quickly or already use Stripe |
| In-person cards | Through your merchant account provider’s terminals | Through Stripe’s readers |
| Our default | Yes, with International Bancard | When it fits your situation |
Processing rates change and depend on your business, so we compare real quotes with you rather than quoting rates here. For the full comparison, read Authorize.Net vs Stripe for service businesses.
How it works
From free mockup to live payments
- 01
Mockup & estimate
Give us 15 minutes. We show you what payments look like on your site and send a no-cost, upfront estimate.
- 02
Development
Sign off and we build your portal, checkout or billing system, typically in two weeks to a couple of months.
- 03
Testing & training
We run test transactions end to end, then train you and your staff on the system.
- 04
Launch & support
You pick the launch date. We monitor closely for weeks afterward and stay on call 24/7: if something breaks, we fix it at no charge while you're on monthly hosting.
How much does Authorize.Net cost?
Gateway and processing fees depend on your merchant account. We get you a real quote from International Bancard and compare it with what you pay today. Our build and hosting are priced separately on our pricing page.
Is Authorize.Net safe?
Yes. Authorize.Net is owned by Visa, and with its hosted payment fields card numbers go straight to the gateway and are never stored on your site or our servers.
Do I need a merchant account to use Authorize.Net?
Yes. Authorize.Net is the gateway; a merchant account is what actually settles card payments into your bank. We set you up with International Bancard, or work with the merchant account you already have.
Can Authorize.Net handle recurring payments?
Yes. Authorize.Net can store customer payment profiles and run recurring billing schedules. We build the customer-facing side so people can sign up and manage their payments.
Is Authorize.Net better than Stripe?
Neither is better for everyone. Authorize.Net with a dedicated merchant account is our default for long-term stability; Stripe is great for fast onboarding. We help you pick based on your volume and how you bill.
Can you move us from another gateway to Authorize.Net?
Yes. We plan the switch, run test transactions and time the cutover so customers can keep paying throughout.
Ready when you are
See your online bill pay before you buy.
Give us 15 minutes and we'll mock up payments with your branding, free. No access to your current website needed.
Built and supported by Mobilize Cloud in Dublin, Ohio, since 2012.
or call (513) 498-8999